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NAIFA Code of Ethics

 

Those engaged in offering insurance and other related financial services occupy the unique position of liaison between the purchasers and the suppliers of insurance and closely related financial products. Inherent in this role is the combination of professional duty to the client and to the company as well. Ethical balance is required to avoid any conflict between these two obligations.

Therefore, I Believe It To Be My Responsibility:

  • To hold my profession in high esteem and strive to enhance its prestige.
  • To fulfill the needs of my clients to the best of my ability.
  • To maintain my clients' confidences.
  • To render exemplary service to my clients and their beneficiaries.
  • To adhere to professional standards of conduct in helping my clients to protect insurable obligations and attain their financial security objectives.
  • To present accurately and honestly all facts essential to my clients' decisions.
  • To perfect my skills and increase my knowledge through continuing education.
  • To conduct my business in such a way that my example might help raise the professional standards of those in my profession.
  • To keep informed with respect to applicable laws and regulations and to observe them in the practice of my profession.
  • To cooperate with others whose services are constructively related to meeting the needs of my clients.

Organization Purpose

Founded in 1890 as the National Association of Life Underwriters, the National Association of Insurance and Financial Advisors comprises nearly 800 state and local associations representing the business interests of 60,000 members nationwide. Members focus their practices on one or more of the following: life insurance and annuities, health insurance and employee benefits, multiline, and financial advising and investments. NAIFA’s mission is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of its members.

Our Mission/ Vision

Vision Statement

The National Association of Insurance and Financial Advisors protects and promotes the critical role of insurance in a sound financial plan and the essential role provided by our professional agents and advisors.

Mission Statement

The mission of the National Association of Insurance and Financial Advisors is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of our members.